How do you use PhonePe for the first time (2024)

PhonePe may be a digital payment app supported by UPI. It is similar to other apps like Bhim, Paytm, and PhonePe. In this also you would have needed to link your bank account with PhonePe. And by using it you can make payments safely anywhere.

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If put in simple words, we can also call PhonePe E-wallets, and it is an application, that you can use for online money transactions. This is a Digital Payment Service. It provides many services like Online shopping, Money transfer, Mobile/DTH recharge, Electricity bill, and Gas bills.

The other special thing about the PhonePe App is that if you send money to someone or use the offer given by this app, then you are given cashback and a reward like if you send Rs 500 or more to someone. So you can get a chance to win up to Rs 1 lakh, similarly, different offers and rewards are given in the PhonePe App.

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You will easily find this app on Google Play Store and IOS Store. And more than 100M+ people have downloaded this app. This app has also got a rating of 4.3 on the Google Play Store.

Follow the given steps to download this app

1. First of all, you’ve got to travel to Google Play Store.

2. Now you have to write PhonePe in the search box, now you will get to see this app at the top.

3. Now you’ve got to click on the Install button.

4. Now, this app will start downloading, and then it’ll be installed on your phone.

5. You can also install the PhonePe App by clicking on the given link.

6.PhonePe App Android

Download Link

                                  https://play.google.com/store/apps/details?id=com.phonepe.app

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After installing the PhonePe App, it is very easy to create an account on it. For this, you follow the given steps –

1- First of all, open the app select your preferred language, and then click on Next.

2- Now you have to enter your mobile number. Keep in mind that the one which is registered in your bank account, enter the same number here and click on Next.

3- Now you have to enter your email ID and click on continue.

4- After this, an OTP will come on the mobile number given by you.

5- After this, set Screen Lock or Pin Lock for the security of PhonePe on the new page.

Now your PhonePe Account has been created. Now add your bank account by clicking on the Add Bank option at the top.

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Note –

After creating an account on PhonePe, now you have to link your bank account to PhonePe because the transaction of money will be done from your bank account only.

1- Adding a bank account to PhonePe is a very easy task. To link a checking account in PhonePe, follow the steps given below.

2- After creating an account on the PhonePe App, you will see your name at the top of its home page, click thereon.

Now you’ll see the choice of the Add checking account, click on it.

3- After clicking on Add Bank Account, a new page will open in front of you where the list of many banks will be shown. Here select the bank in which you have your account.

4- Now you will see the option of Create UPI PIN, click on it. And enter your ATM (Debit Card) details and create your 4-6 digit UPI PIN. UPI PIN is required while making payment.

5- Now the bank account has been added to your PhonePe.

Sending money from PhonePe is very easy, you can easily send money to anyone from PhonePe by following the steps mentioned –

1. First of all, open the Google Play app on your mobile. Now select the contact to whom you want to send money or you can click on New and search for the number to whom you want to send money.

2. Now click on the Pay option.

3. After clicking on Pay, enter the amount you want to send and click on Proceed To Pay.

4. Now Enter your 4 or 6 digits, UPI Pin. UPI PIN is required while making an instalment.

Presently the financial balance has been added to your PhonePe.

Sending cash from PhonePe is extremely simple, you can undoubtedly send cash to anybody from PhonePe by following the means referenced –

As a matter of first importance, open the PhonePe application on your portable. Presently select the contact to whom you need to send cash or you can tap on New and look for the number to whom you need to send cash.

Presently click on the Pay alternative.

In the wake of tapping on Pay, enter the sum you need to send and tap on Proceed To Pay.

Presently enter your 4 or 6 digits UPI PIN and snap on OK.

Take your instalment with PhonePe. So companions perceived that it is so natural to pay somebody with PhonePe.

Advantages of utilizing PhonePe 

1. Online Recharge –

You can re-energize your Prepaid Mobile online through PhonePe. Furthermore, you can likewise cover the bills of your postpaid portable like Airtel, BSNL, Reliance, and Vodafone. Aside from this, you can likewise pay DTH Recharge, Electricity Bill, Gas Bill, and Water Bill through PhonePe.

2. Simple Payment –

Through PhonePe, you can without much of a stretch do online cash exchanges with your companions or clients. Aside from this, online taxi administrations like Uber and Ola can likewise be paid on the web.

3. Web-based Shopping –

You can undoubtedly do web-based looking for yourself through PhonePe. For this, clients are additionally given a colossal rebate on PhonePe. What’s more, on the off chance that you pay with PhonePe, you likewise get free cashback.

4. Cash Transfer-

In this application, you get numerous instalment choices you can make instalments to anybody through Account Number and IFSC. Alongside this, instalments can likewise be made by entering UPI ID, QR, and Phone Number.

5. Exchange Chat-

In this, you can see the exchange history and by utilizing this element you can discover when and to whom you have sent cash.

6. Exchange Charges Free-

According to PhonePe, on the off chance that you do exchanges up to 50000 in this PhonePe, you don’t bring about any Transaction Charges for this.

7. Cash Earning –

You are given numerous Referral, Lucky Winner, and Scratch alternatives in this application, utilizing which you can likewise procure a ton of pay.

8. Language Support-

7 dialects have been upheld for clients in PhonePe. Clients can undoubtedly utilize PhonePe by setting the language as per them.

9. UPI Based–

This APP chips away at the UPI stage, that is the reason you can move cash straightforwardly to some other secure financial balance.

10. Ticket Booking –

Through PHONE PE, you can without much of a stretch book Flight Tickets, Train Tickets, and Bus tickets on the web.